In 2024 alone, India recorded 208.5 billion digital payment transactions, according to reports. That’s not just impressive; it signals a seismic shift in how money moves in the world’s fastest-growing digital economy. While global peers pioneered online payments decades ago, Indian payment gateways have carved out a unique identity. They’re not simply replicating Western models … Read more
Women-led businesses in India are playing a significant role in driving economic growth. Women are now leading companies in manufacturing, services, technology and retail and many more sectors. However, the requirement for finances remains an important aspect of running and growing a business. Understanding how to apply for a business loan is, therefore, an essential … Read more
The dream of higher education is now within reach for many Indian students, thanks to the ease of education loan online applications. With rising tuition fees and living expenses, student loans have become a crucial financial tool for families across India. This article guides you through the process of applying for an education loan online … Read more
The Pillars of Post-Retirement Security Retirement planning is a multifaceted endeavor that requires a blend of structured employer benefits and disciplined personal investments. Two cornerstone elements in this strategy are gratuity and Systematic Investment Plans (SIPs). By leveraging tools like the Gratuity Calculator and SIP Calculator, individuals can gain clarity on their financial trajectory post-retirement. … Read more
A Personal Loan offers flexible financing solutions to fulfill various dreams, goals, and emergencies. From a long-awaited family vacation to wedding expenses, an unsecured Personal Loan provides instant funds to cover these expenses. However, modern-age lending institutions offering instant loans have simplified the procedure. You can get an instant Personal Loan online with minimal documentation. … Read more
Tax saving mutual funds help you plan your investments while saving on taxes. These funds fall under the category of Equity Linked Savings Scheme (ELSS). They are a type of mutual fund that mainly invests in equity markets. Many investors choose them to reduce their taxable income. Under Section 80C of the Income Tax Act, … Read more
Self-employment is akin to a coin with two sides. On one side, you relish the freedom of being your own boss and making decisions that influence your career. On the other side, managing finances can often be a daunting challenge. Whether you are a business owner or a freelancer, there may be times when you … Read more
When applying for a business loan, understanding working capital requirements is essential. Working capital refers to a ready stream of finances that businesses use to cover day-to-day operations. Many investors use the business loan EMI calculator to determine how the loan repayment will impact the finances and working capital. Using a business loan EMI calculator … Read more
Investing in mutual funds has never been easier, thanks to mobile apps that offer a seamless experience. These platforms empower investors to make informed decisions, track performance, and manage their portfolios on the go. Whether you’re a first-time investor or someone looking to simplify their financial journey, understanding how to invest in mutual funds via … Read more
Among the many strategies in the stock market, Margin Trading Facility (MTF) is a powerful tool for investors aiming to capitalise on market opportunities without tying up significant capital. But before diving in, understanding MTF meaning, its aspects, and its benefits is essential. If you’re new to this concept or looking for a trusted investment … Read more